OneSumX Asset Liability Management (ALM) Solution

Balance Sheet Management

As regulators are increasingly focused on the asset liability management process in banking, regulatory metrics should be analyzed together with internal measures. You should preferably use the same solution, calculated on the same sets of high quality data and bank-specific modeling assumptions as the internal calculations.

Through OneSumX, the full balance sheet can be modeled, including equity, off-balance, operational balancing for cash flows and accruals. Yield curves can be interfaced directly, behavioral modeling can be applied by standard templates for prepayments, and for forecasting, production scenario templates are also foreseen.

Our solution incorporates a broad range of pricing models that can be modified according to your needs, including: