Chart lien due diligence results in half the time
✓ Save 40% to 60% on the time to serve search charts to clients
✓ Decreased risk of data entry errors with the automated import of 80% of UCC search results
✓ Links to digital PDF copies of the liens reduce the need to keep track of papers
✓ UCC-3 creation from search results without rekeying data
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ArticleComplianceJune 27, 2025
Texas enacts law to combat fraudulent UCC filings
Texas Senate Bill 2221, effective September 1, 2025, introduces a procedure for terminating fraudulent UCC-1 filings. Debtors can file affidavits to challenge these filings, with secured parties able to contest in court. -
WebinarComplianceMay 13, 2025
On-demand webinar: Create an optimal search strategy for common liens and other searches
Learn how to formulate an optimal search strategy for UCC and other common liens in our exclusive webinar. -
WebinarComplianceUpdated April 01, 2025
On-demand webinar: End-to-end UCC search, filing, and management
In this webinar, learn how the UCC Hub can optimize your UCC workflow. -
WebinarComplianceMarch 18, 2025
On-demand webinar: Cross-border due diligence: Navigating global liens under UCC Article 9
Unlock the secrets of cross-border due diligence and lien searches under UCC Article 9 in our exclusive webinar.
FAQs
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Should I run a tax lien search in all states?
State law grants liens for unpaid taxes to the various states, with most requiring that a public notice be filed to document the existence of a state tax lien. Most state tax liens are required to be filed only in a local office, usually the county where the property is located. Other states retain state tax lien filings at both the Secretary of State and a local office.
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I’m involved in a real estate transaction. How do I verify the owner of the property?
An Owner Verification Search provides the information needed to identify the current owner of a property and obtain a full legal land description. An Owner/Mortgage Search details the current property owner and all mortgage/deeds of trust against the property.
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How do I verify if there are current liens against the property?
An Owner & Encumbrance Search identifies the current owner of and all liens against the property.
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Why are lien searches important?A lien is the official mechanism for notifying lenders of a possible conflict in collateral interest, a lien search conducted at the appropriate state filing office and prior to a transaction closing is critical to understanding your counterparty the due diligence process.
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What is a UCC Search to Reflect?
A Search to Reflect provides early assurance that the UCC filing will be found in the public record under the exact, true and correct debtor name. A UCC that cannot be uncovered in a search that complies with Article 9 standards puts the filing at high risk of being considered ineffective and will compromise the position of the secured party.