For those applications/originations that are subject to HMDA reporting, this form is being added to inventory to provide lenders the ability to collect expanded Home Mortgage Disclosure Act (HMDA) demographic information while using the interim URLA (Fannie Mae Form 1003/VMP21A). The interim URLA does not contain Section X, Information for Government Monitoring Purposes. This addendum must be used with the interim URLA to support compliance with the HMDA data collection requirements.
This form is to collect the disaggregated ethnicity and race data for HMDA Regulation C when using the URLA, Fannie 1003 or Freddie 65.