Unlock the possibilities of AI with a compliance mindset

The financial services industry is embracing artificial intelligence (AI). Our Q1 2026: Banking Compliance AI Trend Report found that 61% of the 148 financial institutions surveyed have either implemented AI/machine learning (ML) in production (31.8%) or are actively piloting the technologies (29.1%).

The areas of highest adoption based on the survey are risk management (35.1%) and fraud detection (31.1%). With 8% of respondents prioritizing regulatory guidance as the most critical support needed to advance AI/ML strategy.

The adoption of AI for risk and compliance by financial institutions is supported by findings from 2024 surveys conducted by research firm Celent. In the blog post, “Risk and Compliance at Celent’s Generative AI Symposium,” analyst Neil Katkov at Celent shares how the surveys found “65% of forward-looking insurers and 64% of banks [are] pursuing genAI use cases for risk functions.” 

“We found that more than half of the financial institutions we surveyed said regulatory guidance would help them advance their AI/ML strategy. This signals an opportunity for regulators to help the industry accelerate the responsible adoption of these technologies by providing clear, principles-based regulatory frameworks.”

Lisa Nelson, CEO of Wolters Kluwer Financial & Corporate Compliance

Strengthen regulatory compliance with AI

The complexity and high volume of content in financial services regulatory compliance workflows makes it a natural application for GenAI. The technology paired with deep compliance expertise can help streamline processes, reduce manual effort, and help compliance executives manage the vast array of compliance obligations they face.

Learn how we are helping financial institutions transform the way they manage regulatory change, obligations, and risk with our decades of regulatory compliance experience paired with AI.

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Compliant AI adoption in banking

Starts with understanding the fundamentals of AI—models, data, and algorithms—and the emerging regulatory environment focused on it.

 
It’s here that having a partner with deep expertise in regulatory compliance is helpful. Interpreting regulations and compliance themes in an emerging regulatory environment is complex. They can come from various sources, including some unfamiliar places. 

This is the case with the regulatory environment for AI in financial services. It is emerging and unsettled. As a result, financial institutions need to find guidance from multiple sources like the European Union’s AI Act, federal and state governments (e.g., Colorado AI Act, California’s Transparency & Frontier Artificial Intelligence Act), U.S. banking agencies, along with the U.S. National Institute of Standards and Technology (NIST) and U.S. Department of Justice.

Let us help you demystify the emerging regulatory environment for AI.

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Article
ComplianceMarch 04, 2025
Keeping pace with ARTIFICIAL INTELLIGENCE: Third-party risk management
By: Kris StewartJon Selleys
Staying current on the statutory and regulatory landscape and the latest capabilities and trends is essential for banks, including knowing how third parties may be implementing AI in their solutions to ensure compliance programs remain effective.
Learn More

Confidently adopt expert AI enabled solutions

Wolters Kluwer has decades of experience in regulatory compliance. Our compliance experts stay alert to emerging regulatory changes, analyzing the various pieces to both help our customers and guide our solutions’ development. While our product experts work to deliver Expert AI-powered solutions that empower customers to work faster and make smarter decisions based on trusted and verified content.

Our products and services are based on a foundation of trust, transparency and responsibility, and our AI principles define our approach and commitment to responsible AI:

  • Privacy & security
  • Transparency and explainability
  • Governance and accountability
  • Fairness
  • Human focused
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Financial & Corporate Compliance’s compliance and product experts

Meet some of our experts helping financial institutions realize the benefits of AI.

Meet the maker: Aoife May on AI, regulatory agility, and the future of compliance

Aoife May, Market Strategist at Wolters Kluwer and architect of Compliance Intelligence, combines a decade of regulatory technology expertise with a passion for operationalizing compliance.
Meet Aoife

Meet the maker: Kris Stewart on AI, operational agility, and the future of compliance

Kris Stewart, Wolters Kluwer’s Senior Director of Product Management and architect of Compliance Intelligence, brings almost 30 years of expertise in bridging regulatory complexity with emerging technologies.
Meet Kris

Meet the maker: Elaine Duffus on AI, compliance, and building smarter risk management

Elaine Duffus, Senior Specialized Consultant at Wolters Kluwer and architect of Compliance Intelligence, brings a rare dual perspective to regulatory innovation as a former CCO with nearly three decades of experience at global financial institutions.
Meet Elaine

Featured AI solutions

Compliance Intelligence

A groundbreaking solution powered by Wolters Kluwer Expert AI that unifies and streamlines financial institutions’ regulatory data, from alerts to enterprise compliance obligations.
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iLien Borrower Analytics

AI-powered solution provides lenders fast, scalable, and automated capabilities for optimizing UCC search and lien due diligence.
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OneSumX® Reg Manager

SaaS-based AI-powered solution purpose built to help U.S. community banks and credit unions track and manage their compliance obligations.
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