About the Index
Wolters Kluwer’s AI Risk and Governance Index is a recurring quarterly benchmark designed to track how financial institutions are adopting AI, strengthening governance frameworks, and responding to evolving regulatory expectations. Drawing on insights from banking risk, compliance, technology, and AI leaders, the Index provides a longitudinal view of where governance capabilities are advancing, where risks are emerging, and how industry priorities are shifting over time.
By examining trends across model governance, data risk, fairness, human oversight, operational resilience, and third-party dependencies, the Index helps institutions assess current conditions while identifying patterns that may influence future risk management and compliance strategies.
Each quarterly release analyzes the latest survey findings and highlights meaningful changes in AI risk exposure, governance readiness, and regulatory preparedness across the U.S. banking sector.
What the AI Risk and Governance Index Measures
The AI Risk and Governance Index evaluates key dimensions of AI risk and governance, including:
- Model governance, validation, monitoring, and lifecycle controls
- Data quality, synthetic data integrity, and data management risk
- Fairness, explainability, and customer-impact considerations
- Third-party and ecosystem dependencies across AI deployments
- Human oversight, accountability, and operational readiness
- Incident response, reporting capabilities, and governance effectiveness
Quarter-over-quarter analysis provides insight into changing industry practices, emerging control priorities, and areas where governance maturity may not be keeping pace with AI adoption.
Current Release
The latest edition of the AI Risk and Governance Index examines current conditions across the U.S. banking industry, highlighting the governance challenges, operational pressures, and risk trends shaping AI deployment today. The report identifies where institutions are making measurable progress and where control gaps continue to create regulatory, reputational, and operational exposure.
Review Past Indexes
As a quarterly publication, the AI Risk and Governance Index provides an ongoing record of industry movement and governance evolution. Prior editions can be listed here as they become available, allowing readers to compare findings and track trends over time.
Download the Latest AI Risk and Governance Index
Access detailed survey findings, peer intelligence, and expert analysis on the state of AI governance in U.S. banking. The quarterly Index equips risk, compliance, and technology leaders with actionable insight to strengthen governance programs, anticipate emerging risks, and support responsible AI adoption at scale.