Even as external regulatory pressure and internal corporate expectations increase, Lien Solutions knows that technologies, process improvement, and the right service provider can keep you ahead. Our Web-based tool iLien uses automation to replace many of the traditional manual processes that so often lead to errors, oversights, and the need to repeat steps. iLien combines automated monitoring, reporting, and UCC continuations into a single lien management solution. As a result, you can be more confident maintaining the vital perfection of your liens.
Monitoring
Making sure you know what has happened, is happening, or will happen to the liens in your portfolio is essential. iLien’s robust monitoring solution eliminates surprises by constantly checking the status of liens and alerting you to changes that could compromise your position. Alerts can be triggered by debtor name changes, mergers, dissolutions, and more.
Analytics and Reporting
When managing many liens, it’s essential to stay on top of the status across your portfolio. With iLien’s reporting functionality, you’re able to maintain visibility into your portfolio and gain clarity on what needs to happen next. Analytics and Reporting can provide you with important insights about the costs, efficiency, and quality of your lien operations.
Auto Continuation
As you track the status of your liens and develop a deeper understanding of your portfolio, it’s important to ensure that nothing falls through the cracks. A cornerstone of our iLien capabilities, our Auto Continuation solution automatically keeps track of liens approaching their termination dates and files the continuations needed to maintain perfection.
Portfolio Sync
Our experience shows that lenders seek an evergreen, reliable, and complete view of their lien portfolio. Seeing all filings, no matter where filed, in one place is critical for complete confidence in their secured lending. Some lenders may be aware of situations that might result in gaps in their lien portfolio, but most do not understand the extent of the risk.
Staying ahead of change
For decades, Lien Solutions has helped lenders not only perfect their assets but manage and maintain the perfection of their portfolios over time. We address the changing events and circumstances that impact the protections that have been put in place. As the pace of change accelerates, lien management is being reshaped by a whole range of factors all at once.
Raising the bar in lien management
The world of finance is changing in real time. While disruption has been at work in retail banking for quite a while, we’re increasingly seeing fundamental shifts in commercial lending operations as well. iLien is at the forefront of meeting new customer and corporate expectations. From how operations are coordinated to how due diligence is performed and risk is managed, we’re using technology to redefine what is possible.
The power of being holistic
We are at a watershed moment that goes beyond one-off advances. Lien Solutions believes that what’s required now is a new approach that is holistic, real-time, and highly proactive. Lien Solutions has long helped lenders not only attain perfection of their interests but maintain protections over time. We believe that by taking a 360° approach to lien management, companies can get closer to the goal of 100% confidence in lending.
Harnessing change to reduce risk
Even as external regulatory pressure and internal corporate expectations increase, Lien Solutions knows that technologies, process improvement, and the right service provider can keep you ahead. We can help you be more efficient and faster, while also being more accurate and thorough than ever before. Automation can replace manual processes that often lead to errors, oversights, and the need to repeat steps.
Service Types
Monitoring
Keep track of the status of your liens, and the status of your borrowers and their activities. Learn sooner rather than later what has to happen to make sure that you stay perfected in every case.
Analytics and Reporting
When managing a portfolio of liens, it’s essential to see the big picture and the many individual details. With customized reporting, we provide regular visibility across your portfolio. By applying our lien analytics, you can better understand potential issues and identify how to fix them.
Auto Continuation
As you track and maintain your portfolio, one of the best ways to stay abreast of change is to automate wherever possible — for example, by making sure expiring liens are continued with Auto Continuation.Work with a trusted partner
Lien Solutions Professional Services
Lien Solutions Professional Services offers iLien API integration for seamless transfer of data between iLien and your system. Save time, prevent keying errors, and file and search faster with integration. Our Professional Services offers customized reporting, name change services, bulk filing, and more.
Expand your knowledge
iLien Manage FAQ
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What is a UCC-1 filing?A UCC-1 is a financing statement that establishes a public record of a lender’s security interest in a debtor’s assets.
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What is a UCC-3 filing?A UCC-3 is used to amend, continue, assign, or terminate an existing UCC-1, ensuring your lien information stays current and perfected.
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Why is active lien management important?Neglecting your lien portfolio may cause filings to lapse, loss of perfection, increased financial risk, and reduced legal protection.
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Who should use lien management tools?Lenders, corporations, and organizations managing secured interests or portfolios seeking to protect and optimize their UCC filings.
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What is iLien Manage?iLien Manage is a comprehensive lien management solution. With the inclusion of public records data, it helps lenders and financial institutions maintain lien perfection through automation, monitoring, and portfolio management tools for filings in and outside of iLien.
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What types of UCC filings does iLien Manage support?
iLien Manage supports a full range of UCC filings, including:
- UCC-1 filings (initial financing statements)
- UCC-3 amendments, such as:
- Continuations
- Terminations
- Assignments
- Debtor amendments
- Secured party amendments
- Collateral amendments
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How does iLien Manage streamline UCC-3 amendments?iLien Manage enables fast online filing of continuations, terminations, assignments, and amendments for all UCC-3 actions based on an updated public records filing information. It helps mitigate these risks through filing expiration tracking and continuation alerts.
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What portfolio management tools are included in iLien Manage?
- Search-to-Reflect: Confirms your UCC filings are properly indexed and detects subsequent liens.
- Auto Continuation: Automatically tracks and continues expiring UCC-1 filings.
- Data/Image Repository: Securely archives filing documents for efficient document management.
- Lien Analytics: Dashboards to monitor portfolio health and risk.
- Reporting: Custom, on-demand and scheduled portfolio reports.
- Portfolio Sync: Provides a unified, web-based view of your secured interests (including filings outside of iLien), creating seamless portfolio management and alerting you to key changes or expirations.
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How does iLien Manage monitoring work?Automated monitoring tracks debtor status, new liens, and public records changes such as name changes, mergers, or bankruptcies—delivering alerts so you can act quickly. Alerts can be customized based on your needs.
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