Banks face relentless regulatory pressure, from Basel III/IV and Solvency II to COREP, FINREP, and DORA. Legacy systems, fragmented reporting tools, and growing audit demands make compliance costly and complex. 

Why modernization matters for banks

Banking compliance has shifted from one-off projects to a permanent priority. In 2024 alone, more than 1,000 new global regulatory updates were introduced. Banks must handle this constant change while keeping costs under control and proving resilience to regulators like the ECB, PRA, and EBA. 

Regulatory reporting automation

Manual processes and spreadsheets leave banks exposed to error and audit risk. Institutions are moving to automated regulatory reporting solutions that improve accuracy, reduce costs, and speed up delivery. Simplify COREP and FINREP reporting. Ensure accuracy in Solvency II balance sheet submissions. Adopt regulatory reporting software for banks that scales with new mandates.

SaaS and cloud banking platforms

Banks are embracing SaaS regulatory reporting and cloud core banking platforms to reduce IT complexity and support growth.

  • SaaS delivery spreads cost while ensuring constant regulatory updates.
  • Composable banking architectures let banks add new modules when needed.
  • Cloud deployment supports resilience, scalability, and faster time to value. 

RegTech and RiskTech for compliance leaders

RegTech solutions for banks and RiskTech platforms are reshaping compliance and risk management. Instead of relying on disconnected point tools, banks need integrated systems that provide consistency across finance, risk, and regulatory reporting.

Artificial Intelligence in banking compliance

AI is creating new opportunities in compliance, from faster reporting to predictive risk analytics. But GenAI also introduces model risk and governance challenges. See why regulators expect banks to ensure transparency in AI-driven models.


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