Resources – Expert Insights, Podcasts, Webinars, and Downloadable Tools

Community Reinvestment Act: Interagency notice of proposed rulemaking to rescind and replace the 2023 CRA final rule

On July 16, 2025, the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) issued a joint notice of proposed rulemaking (NPR) to rescind the Community Reinvestment Act (CRA) final rule issued on October 24, 2023, (2023 CRA Final Rule). The NPR would replace the 2023 CRA Final Rule with regulations substantively identical to those in effect on March 29, 2024—first adopted by the agencies in 1995 and reinstated by the OCC in 2021 (1995/2021 CRA regulation). The proposed rule is intended to restore certainty in the CRA regulatory framework for stakeholders and limit regulatory burden on financial institutions.

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Expert Insights

Action now can limit noncompliance with a historic CRA rewrite

Understand your data, track change management and find meaning in lending. It’s all part of getting to know the 1,500-page Community Reinvestment Act (CRA).
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Agencies Extend Applicability Date of Certain Provisions of their Community Reinvestment Act Final Rule

Thursday, March 21, 2024 - Federal bank regulatory agencies today jointly issued an interim final rule that extends the applicability date of certain provisions in their Community Reinvestment Act (CRA) final rule issued in October 2023. The agencies also requested comment on the extension.
Read the Press Release

New Community Reinvestment Act (CRA) modernization rules released

Read the new CRA rules issued by the Federal Deposit Insurance Corp., the Office of the Comptroller of the Currency, and the Federal Reserve Board.
Read the Final Regs

Federal bank regulatory agencies release overview webinar of new Community Reinvestment Act regulations

The federal bank regulatory agencies jointly issued an overview webinar on the final rule to strengthen and modernize regulations implementing the Community Reinvestment Act (CRA).
Watch Video

Achieving portfolio compliance amid increasing regulatory scrutiny

Banks must maintain compliance with ever-changing CRA, HMDA, Fair Lending rules just as regulators are increasing their scrutiny. Here’s how banks can continue to satisfy regulators in a volatile market.
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Today’s increasing regulatory scrutiny requires portfolio compliance vigilance

Keeping up with the constantly changing CRA, HMDA, fair lending rules–while regulators are increasing their scrutiny–is becoming more and more challenging. Here’s how banks can continue to satisfy regulators in a volatile market.
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Unveiling the Insights: Exploring Dodd-Frank Act Section 1071 at the CRA and Fair Lending Colloquium

Explore Dodd-Frank Act Section 1071's implications at the CRA and Fair Lending Colloquium. Delve into consumer protection, compliance, fair lending, and future adaptations. Register for insights on fostering an equitable financial ecosystem.
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Expert discusses preparing for CRA modernization

Jason Keller, associate director of U.S. Advisory Services with Wolters Kluwer Compliance Solutions, spoke with Dodd Frank Update about the upcoming Community Reinvestment Act (CRA) modernization rules and how lenders can prepare for any changes.
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Hundreds of Colloquium attendees got this document comparing CRA definitions in the current and proposed rule. Did you get yours?

Don’t miss out! Download your copy now of the “Joint CRA proposed regulations: Defined terms shed light on the road ahead”.
Download Now

Banks face avalanche of data demands ahead of CRA, CFPB final rules

Tim Burniston speaks to the many challenges banks face in this American Banker article to implement the CRA modernization final rule and the yet-to-be-issued CFPB small business loan data collection final rule.
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[On-Demand Webinar] CRA Defined Terms – A look at key definitional changes under the modernized CRA regulations

Understanding regulatory definitions is a fundamental prerequisite for comprehending a new regulation and ensuring its proper application in practice.
View our On-Demand Webinar and Whitepaper

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16

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Compliance
CRA & Fair Lending Colloquium
November 16, 2025 - November 19, 2025
Los Angeles, California

Join Wolters Kluwer for the 2025 CRA & Fair Lending Colloquium with over 1,000 compliance professionals, regulators and other industry experts.

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    CRA Wiz® SaaS
    The Wiz product offering is a leader in HMDA & CRA data management applications and is raising the standard on user experience.
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Learn how to use your software comprehensively and use it to meet your compliance objectives. See the full schedule of upcoming training dates and also review the e-Learning curriculum available.
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