It’s a process that can be prone to complexity, delays, and error — which is why you want to have the industry-leading vehicle title solutions expert at your service. Lien Solutions has extensive experience with vehicle title and registration services in all 50 states, offering streamlined workflows for title processing to help lenders maintain lien perfection with the following capabilities:
Part of the complexity of vehicle registration is the differing fees and taxes across jurisdictions. We give lenders an estimate of a jurisdiction’s taxes and fees upfront to provide to their commercial and consumer borrowers at loan origination to avoid surprises and maintain a positive borrower experience.
Our SaaS solution offers a full suite of vehicle title and registration services — or we can just handle the prep work if that's all you need. We also offer an API with Loan Origination Systems (LOS) to decrease redundant data entry and make registering titles and perfecting liens seamless.
You may need to add or remove lienholder names on vehicle titles to ensure they remain accurate, and the lenders’ interests are still protected. Lien Solutions helps organizations make these lienholder modifications in all jurisdictions.
Once a borrower fulfills their financial obligation, they obtain the title to their vehicle, and the creditor releases their lien. Our solution provides you with a simple, efficient workflow for the lien release process in any jurisdiction across all 50 states.
Vehicle owners might transfer title with a lien still on the vehicle, such as when selling a vehicle or passing away before paying off a loan. Lien Solutions helps lenders make sure the title is perfected based on the title state's transfer requirements.
Some scenarios require a title correction or change, such as a borrower getting married and changing their name. With Lien Solutions, lenders can make a title change or assist the borrower in doing so to help ensure they don’t lose their priority as a creditor.
Many borrowers have a hard time keeping track of their vehicle titles, or they might lose them in a flood or fire. With Lien Solutions, it’s a simple matter to quickly ascertain a specific jurisdiction’s DMV requirements to obtain a duplicate vehicle title.
Lenders might have to go through the vehicle repossession process when borrowers default on their loans. Our solution helps lenders handle repossession titling efficiently so they can limit their losses as much as possible.
Borrowers may run into a situation where they reside in a different state than where the vehicle is titled. Our solution provides lenders the requirements to transfer titles to the borrowers’ home state with no change in ownership and a lienholder can be added or removed at the same time.
In available jurisdictions, when a leased vehicle ends up being purchased by the current lessee, we give lenders the ability to do a transfer of ownership affecting the title and the registration.
In available jurisdictions, a duplicate title and lien add transaction request can be combined into a one-step process, reducing time to lien perfection.
Lien Solutions provides lenders the requirements to change something on the title - such as add or remove lienholder or transfer ownership, without issuing a registration. Or we can just handle the prep work if that’s all you need.
Lenders are always keeping a watchful eye out for title swapping and other forms of vehicle title fraud. This effort includes performing title due diligence, such as a VIN search, which can be done quickly and easily through Lien Solutions.
Integrating the industry's leading titling platform with your existing systems will deliver increased productivity (through workflow automation and more efficient processes), reduced errors (by eliminating manual processes), reduced costs (vs. using a standalone application), and improved user experience.
Refinance titling
Drive revenue growth and deliver a seamless customer experience while automating workflows — all while mitigating your lending risk.
Our APIs drive process automation and data integration, while also reducing the cost to serve for iLien Motor Vehicle customers.
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