As the industry witnesses the federal approach to Unfair, Deceptive, or Abusive Acts or Practices becoming less aggressive, many think the focus of UDAAP will shift to state developments, reinforcing the importance of strong policies and procedures in avoiding enforcement actions.
ComplianceMarch 31, 2025
The future of UDAAP: Look to the states?
Related Insights
-
ArticleComplianceCorporateFinanceLegalUpdated April 10, 2026
U.S. Economy Forecast: Blue Chip Economic Indicators outlook for the year ahead
Every month, Wolters Kluwer provides corporate and government decision-makers with an outlook on the performance of the U.S. economy for the year ahead. Blue Chip Economic Indicators report features forecasts from more than 50 top analysts. -
ArticleComplianceFinanceApril 08, 2026
Embracing the 2026 AI frontier in subprime finance: Balancing innovation with oversight
As subprime finance enters 2026, AI shifts from experimentation to infrastructure. Success depends on pairing advanced automation and agentic AI with rigorous human oversight, governance, and transparency to drive efficiency, compliance, and trust. -
ArticleComplianceApril 08, 2026
Common GRC risk assessment methodologies
Explore risk assessment methodologies in GRC. Learn to choose and implement the right methodology for your organization. -
ArticleComplianceApril 08, 2026
Why “AI-first” compliance programs often fail
AI‑first compliance often fails at large banks because automation can’t replace judgment, governance, or traceability. Regulatory confidence comes from strong processes, accountable interpretation, and defensible decisions—not technology alone.
