After application of the COLA rules, changes for 2020 include an increase in the contribution limits applicable to eligible individuals who have self only or family high-deductible health plan (HDHP) coverage. Additionally, the minimum deductible amount and maximum out-of-pocket expense limit that play a role in determining whether a health plan is an HSA eligible HDHP will increase for 2020.
The following tables indicate the HSA regular contribution limits for 2020 and 2019:
| HSA Regular Contribution Limits for 2020 | |||
| HDHP Coverage | Standard Limit | Catch-Up Contribution | Contribution Limit if Age 55 or Older |
| Self-Only | $3,550 | $1,000 | $4,550 |
| Family | $7,100 | $8,100 | |
| HSA Regular Contribution Limits for 2019 | |||
| HDHP Coverage | Standard Limit | Catch-Up Contribution | Contribution Limit if Age 55 or Older |
| Self-Only | $3,500 | $1,000 | $4,500 |
| Family | $7,000 | $8,000 | |
| HDHP Requirements for 2020 | ||
| HDHP Coverage | Minimum Deductible | Out-of-Pocket Expense Limit |
| Self-Only | $1,400 | $6,900 |
| Family | $2,800 | $13,800 |
| HDHP Requirements for 2019 | ||
| HDHP Coverage | Minimum Deductible | Out-of-Pocket Expense Limit |
| Self-Only | $1,350 | $6,750 |
| Family | $2,700 | $13,500 |
