Mastering the CMS Interoperability and Prior Authorization Rule: Navigating the mandate maze

The CMS Interoperability and Prior Authorization Final Rule (CMS 0057 F) is significantly raising the bar for how health plans manage prior authorization. Compliance is now a baseline requirement, mandating FHIR based APIs, standardized clinical terminologies, expedited decision timelines, and public reporting of prior authorization metrics.

While the regulation is designed to reduce administrative burden, accelerate care delivery, and improve interoperability, it requires payers to fundamentally modernize their data infrastructure. The primary challenge lies in enabling standardized information exchange at scale—normalizing fragmented patient data, converting unstructured clinical information into coded formats, managing evolving value sets, and codifying medical coverage policies that drive prior authorization decisions.

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Overcoming data challenges in prior authorization process automation
Building FHIR‑based APIs for prior authorization is complex, often bogging down product and engineering teams with fragmented code sets, evolving standards, and interoperability gaps. Instead of advancing the prior authorization experience, teams find themselves maintaining brittle infrastructure to reconcile LOINC, SNOMED CT, and CPT mappings across disparate sources. This data friction not only slows development but also increases errors that drive claim denials, trigger audit risk, and erode customer trust.

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