Built for continuous, data driven fair lending oversight

With heightened regulatory scrutiny and complex data collection requirements, lenders need analytics that surface risk — fast. Fair Lending Wiz® delivers an intuitive, modular cloud experience that simplifies compliance, expands stakeholder access, and supports fair, responsible lending practices that strengthen trust and opportunity.

identify risks
Easily identify potential risks and immediately take corrective action to remedy unfair lending practices

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Demonstrate commitment to achieving full compliance with fair lending laws and regulations

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Increase the accuracy of fair lending data, decrease the time spent processing data, and streamline workflow processes

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Proactively address problems in policy or procedures before they damage the institution

Turn analysis into action
Fair Lending compliance isn’t just about finding issues — it’s about fixing them fast. Fair Lending Wiz transforms complex analytics into actionable insights.

Risk scorecard jump-start

Pinpoint focal areas in Underwriting (Decision), Pricing (Rate), and Marketing (Redlining) to prioritize testing.

Regression made practical

Evaluate thousands of records to detect statistically significant disparities in approvals or pricing after controlling for legitimate credit factors.

Comparative file review (matched pairs)

Upload or link documentation required to track, manage, or qualify Community Development (CD), Environmental, Social, and Governance (ESG), and Corporate Social Responsibility (CSR) activities.

Consolidated dashboards

Monitor fair lending KPIs/KRIs at a glance and drill into underlying data for deeper analysis.

Programmatic scale

Bring more users into compliance activities via the cloud and integrate with other Wiz offerings for a holistic portfolio view.

Risk scorecard report


The Fair Lending Risk scorecard will help pinpoint areas within Underwriting (Decision), Pricing (Rate), and Marketing (Redlining) to begin fair lending risk analysis.

Regression and comparative file review


Regression analysis is an industry standard practice that helps in assessing whether there is a statistically significant pattern of protected class borrowers receiving different pricing or approval decisions than non-protected class borrowers after controlling for the effects of differences in legitimate loan application characteristics.

Comparative file review


Comparative file review allows users to locate denied protected class applicants or protected class applicants who were charged a higher price or received a different credit decision than similarly situated applicants quickly and efficiently.

Elevate your fair lending strategy

See how Fair Lending Wiz transforms fair lending compliance from a regulatory obligation into a strategic advantage. Detect risk early, automate analysis, and gain actionable insights — all in one secure, cloud-based platform.
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Fair Lending Wiz delivers
Explore the tools that power continuous fair lending management — from data preparation to advanced analytics and reporting.
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  • Data preparation and review
    Ensure your analysis starts with clean, accurate data. Fair Lending Wiz SaaS streamlines ingestion and validation of loan files, reducing manual prep time and improving consistency across datasets — so your team can focus on insights, not data wrangling.
  • Regression analysis (underwriting and pricing)
    Guide end-to-end data collection and qualification via user-specific queues and a linear regulatory workflow — reducing complexity and errors.
  • Comparative file review
    Quickly identify matched pairs — applicants with similar credit profiles but different outcomes. This feature enables deeper case-level investigations into potential disparate treatment and supports defensible compliance reviews.
  • Redlining analysis and mapping
    Visualize lending patterns across geographies using HMDA mortgage data. Interactive maps and reports reveal gaps in market penetration and outreach, helping you address potential redlining risks and strengthen community engagement.
  • Proxy tools for non-HMDA data
    Extend fair lending analysis beyond mortgages. Our proxy methodology allows you to assess auto loans, credit cards, and personal loans for potential bias, ensuring comprehensive oversight across all consumer lending products.
  • Custom reporting
    Create clear, examiner-ready summaries of findings and remediation steps. Tailor reports for executives, regulators, and internal stakeholders to demonstrate proactive compliance and reinforce your institution’s commitment to fair lending.

Expert support for Fair Lending compliance

Wolters Kluwer combines deep regulatory expertise with advanced technology to help institutions strengthen fair lending programs and ensure accurate, audit-ready reporting. Our services include:

US Regulatory Consulting

Strategic guidance to evaluate fair lending programs, identify gaps, and prepare for examinations. Includes policy reviews, risk assessments, and staff training to build a culture of compliance.
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Data Integrity Services

AI-powered and expert-reviewed validation of loan data to reduce errors, improve accuracy, and enhance confidence in regression and matched-pair analyses — boosting submission quality and reducing turnaround time.
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Related products

CRA Wiz®

CRA Wiz® delivers a secure, cloud-based platform that automates CRA and HMDA workflows, enhances data integrity, and uncovers growth opportunities. 
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Community Development Wiz®

Community Development Wiz® centralizes your loans, investments, and services in one intuitive platform.
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HMDA Wiz®

HMDA Wiz® makes compliance effortless with automated workflows, precision geocoding, and real-time insights — all in one cloud platform.
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Small Biz Wiz®

Small Biz Wiz® helps financial institutions meet Section 1071 small business lending data collection, reporting, and analytics requirements.
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Resources:

Fair Lending Wiz®

Detect fair lending risk early and simplify compliance.
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Data Integrity for HMDA, CRA, and 1071

Ensure accurate, compliant reporting with AI-powered Data Integrity Advisory Services.
Download Product Sheet 

Unlock the Power of Fair Lending compliance analytics

Connect with a Fair Lending compliance expert today to assess your challenges and uncover tailored solutions for your institution. Discover how accurate, connected data can transform your Fair Lending strategy and improve operational efficiency.

Why schedule a consultation?

  • Eliminate hours of manual work with automation
  • Reduce compliance risk and stay audit-ready
  • Stay examiner-ready though continuous data review and targeted remediation

Ready to take the next step?

Fill out the quick form below to start your personalized consultation. Together, we’ll explore how Fair Lending Wiz can meet your unique needs and deliver measurable results.

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