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Wolters Kluwer er en global leverandør af professional information, softwareløsninger og tjenester for klinikere, sygeplejere, revisorer, advokater og sektorer indenfor skat, finans, revision, risiko, overholdelse og regulering.

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    4. Real Estate Licenses
    Real Estate Licenses
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    Real Estate Licenses

    The majority of states license businesses and individuals that offer services related to real estate transactions. An entity may not legally provide these services in a jurisdiction where it is not fully licensed.
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    Rely on CT Corporation's expertise

    You are generally required to submit an application, a fee, and varying supporting documentation to obtain a real estate license. 


    The experts at CT Corporation are familiar with all regulations governing this industry.  We will oversee each application and help ensure that your business is properly licensed.

    Mortgage or loan provider licensing
    Many states differentiate between mortgage loan originators, mortgage loan servicers and mortgage loan brokers. There are additional classifications of licensing requirements for commercial versus residential loans.
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    In most jurisdictions, licenses are required for each and every player in the industry, including manufacturers, dealers, brokers, salespersons, installers, and rebuilders.
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    The title insurance industry is a specific field within the insurance industry and licensing requirements vary by state.
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    An AMC usually has a network of certified and licensed appraisers to administer real estate appraisals. AMC licensing requirements vary by state.
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    Business license obligation overview from CT Corporation
    Business licenses can be challenging to identify and manage
    Licensing is a big part of business for companies of all types and sizes. And it can be complex, with potential obligations at the federal, state, and local level. Proper licensing helps you avoid fines, penalties, and other consequences – so it’s important to obtain the right information with the support of CT Corporation.
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    CT Corporation manages the lifecycle of all your business licenses and provides ongoing support for your core business license program.

     

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    A business license is needed for most businesses.  CT Corporation can help.
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    CT Corporation quickly and accurately assembles a business license package with all the licensing applications and instructions your business may need.

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    Frequently asked questions
    • Do I need a license to rent out my home as a vacation bnb?

      Certain cities and states require some sort of permit, registration, or license in order to rent out a residence as a short-term vacation rental or Airbnb. Florida, for instance, requires all vacation rentals to be registered with the state. Many cities have registration requirements for properties such as these. It is important to check with every level of government — city, county, and state - before listing your property as a short-term rental.

    • What are the licensing requirements for issuing loans for Long-Term Residential Rental Properties?

      Mortgage Lender licensing requirements vary by jurisdiction. Although the majority of States only require lenders to be licensed for the purpose of issuing loans to borrowers for 1-4 family residential properties, a few States, such as Florida and California, require licensing for commercial properties as well.

      When it comes to issuing loans for Long-Term Residential Rental Properties, the distinction between jurisdictions lies in the definition of “residential” properties. While some States, such as Maryland, specifically exclude “non-owner occupied residential properties” or “rental properties” from the definition of “residential”, other States have broadened the definition of “residential” to include any property that is “used for residential purposes.” Even the definition of “used for residential purposes” can be open to interpretation based on the jurisdiction. For example, Virginia requires Mortgage Lenders that issue loans on rental residential properties to be licensed, because the State considers any 1-4 family property to be “used for residential purposes”, regardless of whether or not it is a rental property. Pennsylvania, on the other hand, considers 1-4 family rental properties to be “used for commercial purposes,” and therefore does not require those lenders to become licensed in through the State.

      Once it is determined that a license for Long –Term Rental Property Mortgage Lending is needed, the majority of States require the application be submitted through the NMLS. Many States require surety bonds, background checks, financial statements, and a number of additional supporting documentation. In addition to a company being licensed, most States require a lender to have at least one mortgage originator licensed in that State.

      Mortgage Lender licenses for Long-Term Residential Rental Properties can be complex and vary widely by jurisdiction. LicenseLogix will not only determine if licensing is necessary based on the types of loans that you issue, but can help you get and stay licensed! To get started, please contact CT Corporation to consult a licensing specialist.

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