Manage UCC continuations filings with greater confidence

Tracking UCC lien expiration dates and filing continuations manually can be time-consuming and increase the risk of missed deadlines. As portfolios grow, tracking expiration dates and preparing continuation filings can place additional demands on staff and operational resources.

Auto Continuation helps lenders monitor UCC financing statement expirations, automate UCC-3 continuation filing workflows, and maintain lien perfection across their portfolios. By reducing administrative effort and improving oversight, organizations can manage continuation activity more efficiently while helping mitigate the risks associated with lapsed liens.

Reduce risk of lapsed liens
Automatically identify expiring UCC filings and submit continuations on time to help maintain lien perfection.

Increase team productivity
Reduce manual tracking and filing tasks with automated workflows and bulk processing capabilities.

Scale without adding resources
Manage growing portfolios efficiently through centralized oversight and automated continuation management.

How Auto Continuation works

Monitor upcoming UCC expirations

Track approaching financing statement expiration dates through a centralized dashboard and gain greater visibility into continuation requirements.

Automate UCC-3 continuation filings

Auto-populate continuation forms using existing filing information to reduce repetitive data entry and support filing accuracy.

Manage high-volume filing activity

Submit continuation filings in bulk to efficiently support larger portfolios and increasing filing volumes.

Support informed continuation decisions

Determine which liens should be continued and which may be allowed to expire based on portfolio strategy and business requirements.

Improve workflow oversight

Manage continuation activity through a streamlined process that helps teams stay organized and ahead of filing deadlines.

Stay ahead of UCC filing deadlines

Auto Continuation helps lenders monitor financing statement expirations, automate UCC-3 continuation filings, and maintain lien perfection with less manual effort. Discover how a streamlined continuation process can support operational efficiency while helping reduce portfolio risk.
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Learn more about Auto Continuation

Discover how Auto Continuation can help your organization monitor UCC lien expirations, automate UCC-3 continuation filings, and maintain lien perfection while reducing operational effort.

Greater efficiency and reduced risk with auto continuation

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The importance of holistic and proactive lien management: City National Bank

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Frequently asked questions

  • How can Auto Continuation help reduce risk?
    UCC financing statements generally lapse after five years unless a continuation is filed. When a filing expires, the protections associated with lien perfection may also be affected. Auto Continuation helps organizations identify upcoming expirations and complete continuation activities on time, reducing the likelihood of missed deadlines and associated risk exposure.
  • How can Auto Continuation improve operational efficiency?
    Manual continuation tracking and filing processes often require significant time and resources. Auto Continuation helps streamline routine filing activities, enabling teams to work more efficiently, minimize administrative effort, and focus on higher-value responsibilities.
  • What is a UCC-3 continuation filing?
    A UCC-3 continuation filing extends the effectiveness of an existing UCC financing statement before it reaches its expiration date. Filing a continuation helps maintain the effectiveness of the original filing and supports ongoing lien perfection.
  • What happens if a UCC financing statement expires?
    If a financing statement lapses without a continuation filing, the secured party may lose the benefits associated with a perfected security interest. Monitoring deadlines and filing continuations on time can help avoid unnecessary risk and administrative challenges.
  • How can lenders manage large volumes of continuation filings?
    As portfolios grow, manually managing filing deadlines can become increasingly complex. Auto Continuation helps organizations monitor expiration dates, prepare continuation filings, and process high volumes of continuation activity through a centralized workflow.

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