Alma possesses over 12 years of combined legal and regulatory compliance experience in-house at financial institutions, Money Service Businesses (MSB), and in the consulting arena, with focus on banking and the financial services industry. Alma is bilingual (English and Spanish) and has a proven record navigating complex regulatory landscapes. Her experience includes leading regulatory audits and reviews, conducting extensive transactional testing, developing regulatory gap analyses, producing and implementing remediation plans. She has also served as an author and a faculty member for several compliance-related industry articles and regulatory trainings. Alma is an attorney licensed in the United States and the Dominican Republic.
Alma holds degrees from Universidad Iberoamericana (UNIBE) in Santo Domingo, Dominican Republic, and from St. John's University, Queens, NY. She is a Certified Regulatory Compliance Manager, a Certified Anti-Money Laundering Specialist, a Certified Compliance and BSA Officer, and a Credit Union Compliance Expert.