Compliance starts with accurate data

Errors in regulatory reporting can lead to costly penalties and reputational harm. Our Data Integrity Services simplify complex, data-heavy regulations like HMDA, CRA, and Section 1071 — helping you validate every data point with confidence.

Benefits to your institution:

Reduce turnaround time by 80%

Faster validation and reporting cycles

Operational confidence

Confidence in submissions and stronger performance analytics

Mitigate risk

Avoid costly enforcement actions and reputational harm

Root cause remediation

Shift from rework to prevention

Dual-layer accuracy: Machine-driven review, validated by expert judgment

Our patented solution workbench combines advanced AI modules with human regulatory expertise for a double-layered validation process that ensures precision and compliance.

AI-powered validation

Automates checks across hundreds of data points

Expert review

Regulatory specialists ensure accuracy and resolve exceptions

Trend insights

Prevent repeat issues through sustained remediation

SOC 2–aligned security architecture

Layered controls that enforce secure, authorized data access

Client team provides

• Loan docs
• LAR file

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Sample HMDA loan documents

Universal Residential Loan Application (URLA/1003), Transmittal Summary (1008), appraisal, Loan Estimate, pre-approval letter, Closing Disclosure, Adverse Action notice, etc.

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Client-dedicated, isolated private cloud environment

Each client operates in a separate, secure private cloud environment with isolated data, private networking, and client-specific AI processing.

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Data integrity solution workbench*

AI modules (GenAI/ML/Heuristics)

• Document ingestion
• Data fields extraction
• Document/Page classification
• Automated field values validation

  


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Regulatory expert interface

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Wolters Kluwer team provides:

  1. Consolidated dashboards highlighting potential HMDA and CRA issues, trends, and concentrations.
  2. Transaction‑level detail showing issue counts and percentages by data field to support prioritization and follow‑up.
  3. Aggregate insights that enable root‑cause analysis and remediation planning.

All outputs are traceable, repeatable, and aligned to documented review logic.

*Technological innovation (Wolters Kluwer patented solution workbench) brings process efficiencies by:
checkmark Reducing turnaround time (approx. 80 percent)    checkmark Improving quality in data submissions by 90 percent

US Regulatory Reporting: Expertise that drives compliance confidence

Navigate CRA, HMDA, Fair Lending, and Section 1071 with clarity and confidence. Our advisory experts provide strategic guidance, exam preparation, and staff training to strengthen your compliance program and reduce risk — all tailored to your institution’s needs.

Key benefits:

Strategic guidance

Align programs with evolving regulations

Exam preparation

Improve outcomes and reduce risk

Staff training

Build internal expertise and readiness

Future-proof solution

Adapt quickly to regulatory changes
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Learn More About US Regulatory Consulting

Resources

Data Integrity for HMDA, CRA, and 1071

Ensure accurate, compliant reporting with AI-powered Data Integrity Services.
Download Product Sheet 

Wiz® for CRA, HMDA, Fair Lending, Community Development, and Small Business Section 1071

Ensuring compliance. Enhancing value.
Download Product Sheet

Unlock the power of accurate data

Connect with a data integrity expert today to assess your challenges and uncover tailored solutions for your institution. Discover how AI-powered validation and expert regulatory review can transform your reporting accuracy and operational efficiency.

Why schedule a consultation?

  • Cut validation time by up to 60%
  • Reduce submission errors by up to 25%
  • Minimize compliance risk and avoid costly penalties
  • Prepare for CRA, HMDA, and Section 1071 with confidence
Ready to take the next step?

Fill out the quick form below to start your personalized consultation. Together, we’ll explore how Wolters Kluwer Data Integrity Services can meet your unique needs and deliver measurable results.

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