Refund transfers benefit everyone

Refund transfer (bank) products make it easy for clients to pay tax preparation fees by deducting them directly from their tax refund—no upfront payment needed. This simplifies the process for your clients and ensures you get paid faster. It’s a hassle-free solution that helps grow your tax business while improving the experience for everyone involved. To learn more, contact us today at 800-493-9244.

Clients benefit from refund transfers

  • Choose from a variety of payment methods, including traditional refund transfer products such as bank products or settlement solutions.
  • Refunds can be received quickly via checks, direct deposit, or prepaid cards—giving clients faster access to their money.
  • Ease the financial burden by eliminating the need for clients to pay fees upfront.
  • Secure processing ensures clients’ personal and financial information is protected throughout the transaction.

Tax businesses benefit from refund transfers

  • Simplifies the fee collection process by allowing tax preparation fees to be deducted directly from the client’s refund.
  • Fees are securely and automatically deposited into your business account, improving cash flow and reducing administrative tasks.
  • Offering flexible payment options and faster refund access helps improve the overall client experience.
  • Build a reputation as a comprehensive, client-focused business.

Fee collection

Help your clients pay for professional tax preparation by using their tax refund to easily and quickly collect your fees.

Accounts receivables

Avoid the hassle of postdated checks or invoicing clients, your fees are deposited into your bank account so you can focus on your customers and growing your business.

Grow your business

Attract new customers who can’t pay upfront. Choose from a variety options including debit cards or advances. Some customers may choose to take advantage of refund advances before tax season begins.

Wolters Kluwer refund transfer partners

Choose the bank that's right for you.

Santa Barbara Tax Products Group®

Partner with the Santa Barbara Tax Products Group® (sbtpg) for your tax refund transfer needs. Attract and retain more clients today!
SBTG

Republic Bank & Trust Company

Republic Bank is one of the largest locally-owned community banks. With over 25 years of experience, Republic Bank has the reliability and experience you can bank on!
Republic Bank & Trust

Refund Advantage®

You have choices, we have solutions! With Refund Advantage®, the refund transfer program that enables you to customize your account in a variety of ways.
Refund Advantage

EPS®

EPS® provides a comprehensive suite of refund transfer and payment solutions designed to simplify every financial transaction in your tax office. Choose flexible options like e-Advance™ and e-Bonus™, or switch to e-Collect™, the low-cost solution for refund transfers.
EPS

Looking for 3Fund?

The 3Fund option has been retired, but we’re happy to help you explore a low-cost alternative, e-Collect. Learn more about e-Collect and how it’s designed to meet your needs.
Learn More

Client services and products

Refund transfers

Refund transfers (also called bank products) allow taxpayers to pay tax preparation fees directly from their refund, with no upfront cost. Ideal for clients without a bank account, this option provides faster access to IRS refunds without waiting for a paper check. Refund Transfers are available in TaxWise® and ATX™.

Refund advances

Grow your business and give clients peace of mind with refund advance products. A refund advance provides taxpayers with a portion of their expected federal refund before the IRS funds their return, helping those who can’t afford to wait. Refund advances are available in TaxWise®.

Pre-Acknowledgement loans (Pre-Ack)

Offer early access to refunds—even before the IRS opens for e-file and begins processing returns. Pre-Ack loans allow taxpayers to receive some or all of their refund upfront, delivering convenience and confidence during tax season. Pre-Ack loans are available in TaxWise®.

Software purchase assistance program

Partner with your preferred banking partner for a no-cost, no-interest loan to purchase your tax software. Please visit your preferred bank partner's website for additional information.

Santa Barbara Tax Products Group (sbtpg)

Republic Bank

Refund Advantage

EPS Tax

We also offer a variety of options that will save you and your taxpayers money such as FeeCollect PS™ and PayLater™.  These options enable taxpayers who e-file to deduct their tax preparation fees directly from their refund.

Additional payment solutions

  • PayLater
  • FeeCollect PS
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PayLater™ (formerly FeeCollect)

PayLater™ is a convenient, low-cost option to collect tax preparation fees from client refunds—no upfront payment required, offered in partnership with Pathward®.
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  • Benefits to you
    • No upfront fees for clients
    • Your fees are automatically deducted from the client’s refund
    • Available in TaxWise® and ATX™
    • Disbursement via direct deposit to the client – no need to worry about check or card stock
    • Easy enrollment through your software’s Solution Center—no separate Pathward bank application required
  • Things to know
    • A $15 fee applies per return – Pathward will deduct this $15 fee from your tax preparation fee after they have received the refund from the IRS
    • Not compatible with refund transfer products
    • Refunds are processed by Pathward, with your fees deposited directly into your bank account
Woman with glasses looking into screen

FeeCollect PS™

FeeCollect PS™ offers a simple way to deduct tax preparation fees from client refunds—no upfront payment required, available through Santa Barbara Tax Products Group® (sbtpg) in TaxWise® and ATX™. To learn more, contact us at 800-493-9244.
  • Benefits to you
    • No upfront fees for clients
    • Your fees automatically deducted from the client’s refund
    • Disbursement via direct deposit, prepaid card, or check
    • Easy enrollment through your software’s Solution Center—no separate sbtpg bank application required
  • Things to know
    • Not compatible with refund transfer products
    • ERO must purchase the FeeCollect PS™ package
    • A per-return Solutions Fee applies to every return
    • Additional bank fees may apply depending on the product and disbursement method

Getting started with refund transfers

TaxWise has established partnerships with several reputable banks who offer bank product services, including refund transfers. TaxWise uses a simplified enrollment process to save you time during bank selection and setup.

 

"Bank products are one more important tool to have in your toolbox in order to better serve your clients and grow your business." — Mauricio Castro, Founder & CEO, Taxes & Products Related

Get Started with Bank Products
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