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Background
Insurance brokers must obtain a business license in every state in which they plan to operate. Separate licenses may be required, depending on the types of insurance being sold. Lines of authority include, but are not limited to, life, health, property and casualty, travel, and title. The process of obtaining an agency license generally includes an application, supporting documentation, and a fee.
Managing business license requirements for the insurance industry
Learn about license requirements for your type of insurance business.
Business license considerations
State and local authorities require businesses to obtain specific licenses and permits based on their industry. In some cases, regulations mandate specialized education and unique credentials.
Operating without the appropriate license typically results in penalties, which vary according to the size of the business and the severity of the violation.
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