Tom joined Wolters Kluwer in January 2013. With over four decades of experience as a former federal regulator with the Office of the Comptroller of the Currency and Federal Reserve Board; as a financial industry compliance professional for banking, mortgage and fintech financial service providers; and as an advisory consultant to a wide-range of clients, Tom leverages his experience advising the financial services industry on strategies and solutions to effectively manage risk in a complex and rapidly changing regulatory environment.
Tom has a broad base of expertise in the assessment and development of compliance management system frameworks; compliance program gap analysis, development and implementation; risk governance processes; applied risk assessment methodologies covering consumer protection laws and regulations, fair lending, UDAAP, and BSA/AML; compliance training; charter conversion reviews; and regulatory examination management and response. Throughout his career Tom has had the experience of assessing compliance with a wide range of laws and regulations applicable to lending, deposits, electronic banking, consumer and enterprise information privacy and security, trust and fiduciary operations, the Community Reinvestment Act, and the Bank Secrecy Act.
Tom is a graduate of the University of Kentucky; the Graduate School of Banking at the University of Wisconsin; the American Bankers Association National Graduate Compliance School; and is a Certified Regulatory Compliance Manager. Tom has authored published articles and commentaries in financial industry publications and served as a speaker at industry conferences on a variety of regulatory risk and compliance management topics.