We offer a multistate application (VMP21N) and four applications that include state specific disclosures or requirements. Please be sure to order the application based on the state you require (VMP21N, VMP21NCA, VMP21NDC, VMP21NMA, VMP21NOH).
For those applications/originations that are subject to HMDA reporting, the VMP1602 should be utilized instead of Section X on the VMP21N to collect expanded Home Mortgage Disclosure Act (HMDA) demographic information The VMP1602 must be used to support compliance with the HMDA data collection requirements instead of utilizing Section X on the VMP21N.
Note: The VMP21A is an interim version of the URLA/VMP21N that does not contain Section X. For those applications/originations that are subject to HMDA reporting, the VMP1602 provides lenders the ability to collect expanded Home Mortgage Disclosure Act (HMDA) demographic information while using the interim URLA (Fannie Mae Form 1003/VMP21A).